Fight Fraud and Reduce Chargebacks

DOTS BIN Validation

Our Bank Identifications Number (BIN) service helps fight fraud by identifying if the card is gift, prepaid, credit, charge or debit. Our international database contains over 150,000 BINs, is updated regularly, and covers over 95% of Visa, Mastercard, Discover, American Express cards.

Companies use this information to identify the issuing institution, country of origin, card type and other details.


BIN Validation Input
BIN Validation Output

Sample Request URL

XML output using query string parameters:[YourKey]
Four ways to use our services

Integrate any of our easy-to-program contact verification APIs directly into your systems for real-time cleansing, appending and fraud protection.


When you have a quick list that needs to be verified and cleansed, it's time for DataTumbler, our PC-based data cleansing application.


Implementing an automated FTP batch for your data quality needs is the perfect way to cleanse data from one of your systems on a scheduled time of day or month.


Our Quick Lookups are the perfect way to get the job done fast! Access-from-anywhere data validation tools will come in handy for quick contact lookups.

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Plans start as low as $289 per month
    • Returns information based on the BIN including card type (credit, debit, prepaid, charge or gift)
    • Identifies the bank name, country of issue and bank phone number
    • Over 150,000 BIN records updated monthly
    • Proprietary database includes 95% of all Discover, Visa, MasterCard, American Express, Maestro, Diners, JCB and CUP cards in existence
    • Average response times of 200 milliseconds
    • Real-time API or batch service available
    • Gift Card Fraud: Prepaid or Gift cards are more likely to be associated with online fraud because these cards are not tied directly to an individual. DOTS BIN Validation can determine if a card is a Prepaid or Gift card from the bank identification number, helping companies stop fraud at the point-of-entry.
    • Issuing Bank: DOTS BIN Validation identifies the issuing bank and the phone number on the back of a card. This valuable information can be used to validate the issuing bank and identify potentially bogus cards.
    • Country of Issuance: DOTS BIN Validation can reduce costly chargebacks from your credit card processor. Companies can identify fraudulent orders by cross-checking BIN information with customer information before an order is processed. For example, an order placed with a credit card issued from Uganda with a shipping address in California should be flagged for review before shipment is authorized.
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