Service Objects DOTS LogoDOTS BIN Validation

Fight Fraud
Reduce Chargebacks
Identify Card Type & Issuing Bank

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Helps fight fraud by identifying card type and issuing bank
Validate with over 150,000 domestic and international BINs
Covers 95% of Visa, Mastercard, American Express, and Discover

Using the first 6 digits of a payment card number, our Bank Identification Number (BIN) service identifies the issuing bank name, country of issue and card type, like: gift, prepaid, credit, charge or debit. Companies use this information to cross reference with order details like address and phone number to evaluate potential fraud risks. Our international database contains over 150,000 BINs, also known as, Issuer Identification Numbers (IIN), is updated regularly, and covers over 95% of Visa, Mastercard, Discover, American Express cards.

Sub-Second Response Times for BIN Validation
Sub-second response times
Over 150,000 international and domestic BINs and IINs
150,000 Int'l and domestic
Bank-grade data security
Bank-grade security
API avaliable for BIN validation
Enterprise-grade API

How BIN Validation Works

IIN/BIN Validation provides information about the payment card and issuing institution. Try it out below by entering the first 6 digits of a payment card.

Input Provided
* required field
Request URL

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Real-Time API Responses

See below for the full response from our BIN Validation service.

Service Result CORRECTED       APPENDED
Card TypeCredit
Sub TypeGold
BankCitibank Berhad
Information Components
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Test 500 Transactions
<?xml version="1.0" encoding="utf-8"?>
<BinValidationResultV2 xmlns:xsd="" xmlns:xsi="" xmlns="">
    <Bank>CITIBANK BERHAD</Bank>
Coming Soon!

Features and Benefits

Customer Support
Uptime Guarantee
Support Engineers
  • Returns information based on the BIN including card type (credit, debit, prepaid, charge or gift)
  • Identifies the bank name, country of issue and bank phone number
  • Over 150,000 BIN records updated monthly
  • Proprietary database includes 95% of all Discover, Visa, MasterCard, American Express, Maestro, Diners, JCB and CUP cards in existence
  • Average response times of 200 milliseconds
  • Real-time API or batch service available
  • Online merchants may use BIN lookups to help validate transactions. For example, if a card's IIN indicates a bank in one country, while the customer's billing address is in another, the transaction may call for extra scrutiny.

Additional Resources


For Developers

Our services are built API-first with a focus on data quality and ease of integration.
We support REST, SOAP, GET and POST requests over HTTP/S outputting in XML and JSON formats.

Our API web services are compatible with all major programming languages and we have over 200 pieces of sample code (both snippets and full solutions) available to help with your integration.

Programming languages - Php, Java, C#, .net, ASP, Ruby on Rails, Python, Cold Fusion, Apex

Visit Developer Guide

Four Ways to Use BIN Validation

Real-Time API Integration

Integrate our easy-to-program data quality APIs directly into your systems for real-time data validation, appending and data hygiene.

Cloud Connector

We have cloud connectors and web hooks for most major CRMs, eCommerce solutions, and marketing and sales platforms like Marketo and Salesforce.

List Processing

For lists under 5,000, try our PC-based data cleansing application, DataTumbler. For larger lists, you can securely upload your list and let us take care of the rest.

Quick Lookups

Our access-from-anywhere service is the perfect way to perform a few quick lookups and see how the service works with your data.

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Pricing starts at $289 per month

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